USDA Wisconsin Rural Housing Loans

USDA offers no money down 100% financing Wisconsin mortgage home loans in rural areas of Wisconsin. There are very few zero down mortgage home loans left. USDA Loans are available through the Rural Housing Division of the US Department of Agriculture.


Rates & Home values are rising. Get Pre Approved today


Some of the USDA Loan program highlights include:

  • 100% Financing - No Down Payment Required
  • Low monthly mortgage insurance
  • No Cash Reserves Required
  • No Prepayment Penalties
  • Home Must Be Your Primary Residence
  • Low Fixed Rates
  • Purchase or Refinance
  • Excellent Credit Not Required

Find out if you are eligible.

Eligible areas include Freedom, Black Creek, Hortonville, Winneconne, Omro, Sherwood, Brillion, Chilton, Hilbert, and many other small towns in Wisconsin. Click on the eligible area map above to see what areas are eligible for USDA Rural Housing with no money down 100% financing home mortgage loans.

USDA Guarantee Fee is 2.75% effective October 1, 2015.