First Time Home Buyer

GSF Mortgage specializes in helping 1st time home buyers obtain a mortgage to purchase a home. We provide service to all of Wisconsin including Appleton, Green Bay, and Oshkosh.

 

Rates & home values are rising. Apply online today for Pre Approval.

 

Use your tax refund as a downpayment to purchase a home.

 

Renters stop paying rent! You can purchase a home and have a mortgage payment with taxes & insurance the same or less than you are paying in rent. Plus think of the tax deductions for interest and real estate taxes paid. There has never been a better time than now to purchase a home in Wisconsin. With mortgage interest rates and Wisconsin home value low, you can get a lot of home for less than you pay in rent.

 

VA & USDA Rural Housing offer no money down 100% financing

FHA requires 3.5% downpayment. This can be gifted

Conventional 5% downpayment

 

GSF Mortgage underwrites, processing, and funds all of our loans. By having everything in house we are able to close your loan quickly typically in less than 30 days. In addition we are able to offer lower credit scores, higher debt ratio, and lower downpayment over the local banks and credit unions.

 

Give Ron Meyer at GSF Mortgage a call today at (920) 788-9608 or apply online to get pre-approved.

 

The first step is to sit down and determine how much you can comfortably afford per month for a mortgage payment including taxes and home insurance. If you do know what fits your budget, give me call and I will help you figure it out.

 

Next is to fill out an online application or to give me a call to complete an application to get pre-approved. Once you are approved I will meet with you to explain the entire loan process. For this meeting there are several documents you will need to bring in including:

  • A valid drivers license or government issued photo id
  • Last 1 months check stubs
  • Last 2 years W2's and federal tax returns
  • Last 2 months asset statements such as checking, savings, 401k and/or IRA.