First Time Home Buyer

Stop paying house rent! GSF Mortgage will help you purchase your first home. We offer an exclusive mortgage package that helps first-time home buyers to purchase the home of their dream. This service is available in Wisconsin including nearby cities, such as Appleton, Green Bay, and Oshkosh.

You can purchase a home and have a mortgage payment with taxes & insurance the same or less than you are paying in rent. Plus think of the tax deductions for interest and real estate taxes paid. There has never been a better time than now to purchase a home in Wisconsin. With mortgage interest rates and Wisconsin home value low, you can get a lot of home for less than you pay in rent.  See how quickly you can build your net worth when you buy vs rent

Other features of First-Time Home Buyer Mortgage

  • VA & USDA Rural Development Housing offer no money down 100% financing
  • FHA requires 3.5% downpayment. This can be gifted
  • Conventional 3 or 5% downpayment

How GSF does it

At GSF Mortgage, we underwrite, process, and fund all of our loans. Since we have everything at hand, we are able to close your loan quickly, typically within 30 days or less. Plus, we also offer lower-credit scores, higher debt ratio, and lower down-payment better than your local banks and credit unions. Quite amazing!

How to apply for GSF First Time Home Buyer Mortgage

The first step is to sit and determine how much you can comfortably afford monthly for a mortgage repayment including taxes and home insurance. In case you don’t know what fits your budget, give me a call and I will help you figure it out.

The next thing is to fill out an online application or to give me a call in order to complete an application and get pre-approved. Once your approval is successful, I will facilitate a physical meeting where I will explain the entire loan process for you. You will need to bring some documents with you to the meeting. These documents are:

  1. A valid driver’s license or government-issued photo id
  2. Check stubs for the previous month
  3. Last 2 years W2's and federal tax returns
  4. W2’s and federal tax returns for the last 2 years
  5. Asset statements for the last 2 months, such as checking, savings, 401k, and/or IRA

Rates & home values are rising.